Affluent Capital

Affluent Capital
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Loan Services
Affluent Capital, LC was founded to serve borrowers and lenders by streamlining the processes of originating a loan. With several years of experience in real estate-backed asset lending, we develop lifetime relationships with our clients. Our business is built on 4 solid business practices:
  • We believe every customer should be dealt with honestly and to over-deliver on any promises we have made.
  • We strive to be the keystone in our clients’ financial plan.
  • Following the principle of givers gain, our advisors have relationships throughout the community who promise to assist our clients according to the standards set by Affluent Capital.
  • Our business ethics promote confidence in our clients. We believe that one size fits all is not the best path to financial security. We will work within the framework of your financial principles to structure the best loan options for you. To that end, we offer an annual mortgage review to our existing client base as well as any person searching for a lifetime relationship committed to financial growth.
Company ProfileEveryone’s financial needs are different. Regardless of loan size or credit history, Affluent Capital works to ensure each client’s need are met. Individual attention is given to each client’s goals. Whether you are looking to purchase or refinance your dream home, Affluent Capital will take the steps necessary to offer options specific to your needs.
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What we offer Why us
Whatever your need
Affluent Capital has the loan products that are crucial in your wealth building.
  • Purchasing a home
  • Refinancing your home
  • Debt Consolidation
  • Construction to Permanent Loans
  • Equity Management
  • Commercial Loans

Experience You Can Trust
Structuring a home loan is the key to ensuring a smooth transaction. Read More...

Why usYour Financial Principles
Your mortgage may be the biggest wealth building tool you’ll ever employ.

Equity Management
While equity management is a powerful financial strategy, it isn’t for everyone. It is meant for the sophisticated consumer who seeks out expert advice and has the discipline to follow it. If you are unable to adhere to a savings plan, or if you prefer the structure of a fixed rate loan, then this type of investment strategy is probably not one you should consider. If, however, you are confident in your ability to execute a financial plan that has been tailored to meet your long term goals, then it may be for you.
Testimonials

"Very detail-oriented and aware of others' needs."
Steve L.
Utah

"Supportive, communicative, open to new ideas."
Kay J.
Utah

"Technically adept and strategically capable."
Marty H.
Utah


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Equal Opportunity
"Chip Browne is a genuine professional. Chip has a calm approach, very pleasant, prompt and courteous. I am not the easiest person to please, so I’ve been told on numerous occasions. I would tell anybody about Bill’s services. I appreciate having my faith loan officers restored." -Z. Mills

"I recently obtained a mortgage from your company and am extremely pleased with the service provided by Chip Browne.  He was polite, courteous and answered all of my millions of questions.  I have been to other companies and felt foolish for not knowing what the loan officer was referring to.  Not once, whether it was by phone or in his office, did Mr. Browne treat me with anything other than respect."

Knowledge is power. That is especially true in the home loan business. Clients’ needs and situation are different. What works for one may not work for another. Our advisors not only look at the individual’s needs but also the challenges that may arise during the transaction. We take the time to explain the steps to our clients so they understand how and why we go the extra mile. Our access to the top mortgage lenders in the nation allows us to find a solution for our borrowers when others fail. We know how a mortgage application should be structured. A closed loan is not our goal, closing the loan that is right for you is.

We can work with you and your financial advisor or accountant to structure your loan. Often times, an accountant will refer a client to us for a debt consolidation loan. This creates two tremendous benefits for our clients. Not only do we lower their monthly budget but we increase the clients’ tax deductibility. Your financial advisor may advise you to reduce your monthly budget in order for you to put aside more for retirement. We’ll work with you to strategically align your equity enabling you to pursue those financial goals.